Farm Finance
PMFBY Rabi Crop Insurance: A Guide for Rajasthan Farmers
By ATTPL Agritech Editorial Team · · 2 min read
How Rajasthan farmers can insure rabi crops under Pradhan Mantri Fasal Bima Yojana: premium, enrolment, deadlines, documents and how to report crop loss.
What PMFBY covers
Pradhan Mantri Fasal Bima Yojana protects farmers against crop loss from natural calamities, pests and diseases — from prevented sowing to post-harvest losses in specified cases. Rabi crops such as wheat, mustard, gram and barley are covered where notified by the state.
Premium for farmers
For rabi food grain and oilseed crops, the farmer's share of premium is 1.5% of the sum insured. For annual commercial and horticultural crops it is 5%. The rest of the premium is paid by the central and state governments.
How to enrol
- Through your bank, if you have a crop loan (enrolment is voluntary; you can opt out by informing the bank)
- Through a Common Service Centre (CSC)
- Directly on the PMFBY portal or the Crop Insurance app
The state notifies the crops, areas and the cut-off date for rabi enrolment — usually towards the end of December. Enrol well before the deadline.
Documents needed
- Aadhaar card
- Bank passbook
- Land records (jamabandi) or tenancy/sharecropping document
- Sowing declaration
Reporting crop loss
For localised calamities such as hailstorm or inundation, and for post-harvest losses, inform the insurance company, the bank or the agriculture department within 72 hours — through the Crop Insurance app, the toll-free number of the insurer or the local office.
Get support
SBSK by ATTPL Agri helps farmers with scheme information and services. For farm or equipment loans, see ATTPL Finance.
Frequently asked questions
Is PMFBY compulsory for loanee farmers?
No. Since 2020 it is voluntary for all farmers. Loanee farmers are enrolled by the bank unless they opt out.
How soon must crop loss be reported?
For localised calamities and post-harvest losses, within 72 hours.
